Requesting Money to Other Apple Pay Users Double-click the side button to send the money.Then, scroll down to select another payment method. Start a new conversation or tap an existing one.To make a payment to someone from your wearable device: If you don’t see Cancel Payment, the person has already accepted the payment. It can take one to three business days for the money to be refunded, depending on the bank or card issuer. Tap Payment under Latest Transactions in the Wallet app.Until this, you can cancel the payment, if necessary. When you send a payment through the Messages app, it must be accepted by your recipient. Confirm your payment with Face ID, Touch ID, or your passcode.If applicable, change your payment method.If you don’t see it, tap on the Application button at the bottom of your Message screen, then choose the Apple Pay button. Start a new conversation or select an existing one.Tap on the Messages app on your mobile device.You can use the Messages app on the iPhone, iPad, or Apple Watch for person-to-person payments. The same security protects purchases made online, including those made through web browsers. In addition to your device, you must enter your Touch ID, Face ID, PIN, or passcode to complete a transaction. In stores, transactions occur through a contactless-capable point-of-sale terminal, coupled with two-factor authentication. On iPhone, iPad, and Apple Watch, you can use Apple Pay to make purchases in person, through apps, or via the web. Initially only available in the United States, Apple Pay is now available worldwide, although support differs by country. First announced in 2014, Apple Pay is a mobile payment and digital wallet service by Apple.
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